Down Payment Assistance Programs Are Real — and So Are the Scams. Here’s How to Protect Yourself.

Down Payment Assistance (DPA) programs can be a game-changer for homebuyers. Legit programs can help cover part of your down payment and/or closing costs, making homeownership possible sooner than you thought. But there’s a catch: because DPA can sound like “free money,” scammers love to use it as bait. If...