DownAID gives you information on down payment assistance programs.

Having to more than 250 programs at your fingertips, helps you make best decision. When it comes to financial decisions, it will help you save money and time.

Find the Answers You Need

Find general information here.

01Who qualifies for Down Payment Assistance?

Eligibility varies by program, but many are designed for first-time homebuyers, low- to moderate-income households, veterans, educators, or public service employees. Some programs also have location or property type requirements.

02Does Down Payment Assistance need to be repaid?

Not always. Some programs provide grants that don’t require repayment. Others offer second mortgages that are deferred, forgiven after a certain period, or repaid only when you sell or refinance your home.

03How do I apply for Down Payment Assistance?

To apply, you typically need to work with a participating lender or housing agency. The process includes income verification, homebuyer education courses, and program-specific documentation.

04Can I combine Down Payment Assistance with other programs?

Yes. DPA programs are often used alongside FHA, VA, USDA, or conventional mortgage loans to help reduce upfront costs and improve affordability.

DPA's Programs & Accessibility

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Help Keep DownAid Free

DownAid is free for homebuyers. If you find our tools, information, and educational resources helpful, you may support our work by making a voluntary contribution through one of the options below.

Your support helps us maintain the website, improve our technology, update down payment assistance information, and continue creating helpful homebuyer resources.

Supporting DownAid is completely optional. You are not required to contribute, make a purchase, or use any advertiser to access our information or check your potential eligibility for down payment assistance. A contribution will not affect your eligibility results or guarantee approval for any assistance program or mortgage.

Advertising Disclosure

Advertisements may appear throughout DownAid.com and within some of our articles and posts. DownAid may receive compensation from certain advertisers, sponsors, or affiliate partners when visitors choose to explore or use their products and services.

Advertising compensation does not determine which DPA programs are displayed, how your potential eligibility is evaluated, or which lender, loan officer, Realtor, or other service provider you choose.

Please consider an advertiser only when its products or services are genuinely relevant to your needs. You are always free to select any provider of your choice.

Voluntary contributions are not tax-deductible unless expressly stated otherwise.

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Video Courses - Comming Soon

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DownAid Explorer Step by Step Guide
DownAid Explorer Step by Step Guide
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Discover Down Payment Assistance
Discover Down Payment Assistance
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Do You Qualify for Down Payment Assistance? 8 Factors That Matter
Do You Qualify for Down Payment Assistance? 8 Factors That Matter
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Testimonials

Mariane Nunez
Como mujer hispana y compradora por primera vez, DownAid.com me dio la información y confianza que necesitaba para encontrar ayuda con el pago inicial. Gracias a ellos, logré comprar mi casa sin sentirme perdida en el proceso.— Mariane N.
Mariane Nunez
Jacob Jones
DownAid.com made it so much easier to understand what down payment assistance programs I qualified for. Thanks to their help, I was able to buy my first home with confidence and less out-of-pocket cost.— Jacob J.
Jacob Jones
Jerome Bell
As a nursing assistant, I wasn’t sure if I could afford a home, but DownAid.com helped me find assistance programs I actually qualified for. Thanks to them, I’m now a proud first-time homeowner!— Jerome B.
Jerome Bell
Jennifer Hawkins
DownAid.com has been an incredible resource for my clients, helping them discover down payment assistance programs they didn’t even know existed. As a Realtor, it’s made my job easier and helped more buyers become homeowners sooner.— Jennifer H.
Jennifer Hawkins

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